Arizona Auto Insurance

Looking to pay Less for your Arizona Auto Insurance?

Wouldn't we all.

The difference between those who pay less and those who continue to overpay may come down to a couple of small nuances. In the old days we would pick up the phone and call five or six different captive companies to get a quote.

What is a captive company?

A captive is an insurance company that hires their own agents who can only market, offer and sell for the one company - hence the term "captive". The big bugaboo with using only captive companies is having to give your information (the same information) time and time again. Repeat, and repeat again and again. Who finds joy in that?

Once you find a captive with a lower Arizona Auto Insurance quote - you then wonder if you keep calling how many other companies can then beat the "current" new lowest rate?

What's the alternative? Well there are independent insurance agents, for one. They may represent up to ten or twelve different carriers and have the ability to shop around with many carriers simultaneously. Most independent agencies represent mostly preferred carriers.

In the old days it was assumed an independent agent only represented the type of companies who only insured the worst drivers. Not true today.

An Arizona independent agent today might represent a company like MetLife, Travelers, The Hartford, and GMAC - all great preferred carriers.

The time-saving feature of using an independent agent is the fact that you make one phone call and get lots of quotes ran for you at the same time.

In essence, you save time AND money. Not a bad deal.

Visit other websites, such as http://www.arizonaautoinsurance.cc and http://www.phoenix-life-insurance.com

Gary Brown is principal owner of Choice Insurance of Arizona. He has been serving Arizona residents for car insurance and home insurance for 14 years. Find his website at http://choicearizona.com

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